Investments
Compare investments with net projections — income tax estimated on the regressive table, calculated per contribution.
In months — applied to all investments
Example rates are illustrative, not market quotes. For today’s CDI, Selic and IPCA, see Economy.
New investment
% per year
NameContributionRate
Example floating-rateR$ 50013%
Example IPCA+R$ 50010%
Best net returnExample floating-rate
NetR$39,420.45
Example floating-rateR$39,420.45
Gross: R$41,147.21Tax: R$1,726.76
Example IPCA+R$36,996.58
Gross: R$38,280.62Tax: R$1,284.03
Example floating-rateExample IPCA+
Investment portfolio
Return comparison between investments over the simulated period.
Parameters
Term60 months
Example floating-rateR$ 500/month · 13% p.a.
Example IPCA+R$ 500/month · 10% p.a.
Results
Example floating-rate (net)R$39,420.45
Gross: R$41,147.21Tax: R$1,726.76
Example IPCA+ (net)R$36,996.58
Gross: R$38,280.62Tax: R$1,284.03
Comparative projection
Example floating-rateExample IPCA+
Did you know?
Diversifying across asset classes (fixed income, stocks, real estate funds) reduces overall portfolio risk without necessarily reducing expected return. Review your allocation periodically.